The largest problem in South Africa is that South Africans do not save enough to acquire assets through savings rather than debt.
Liberty has the Gateway platform which is flexible where you can access you money at any time and have the largest selection of unit trust with minimal fees
Minimum: R1000
To keep the policy active need to keep R20000 in the policy
Download Gateway Investment Brochure
Liberty has the builder series which is an endowment structure invested in unit trusts.
Minimum: R500
Benefit is that the structure allows for nominating a beneficiary therefore should anything happen to you, your money goes to a nominated beneficiary. In addition there is a set tax rate which could benefit the investor according to their tax bracket
Download Investment Builder Brochure
Liberty has many different lump sum options in various endowment structured products which can have an enhanced allocation to your investment.